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List Entry Group Sort: 202504
	APCIA Applauds Georgia Governor Brian Kemp for Championing Legal System Abuse Reforms The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Ron Jackson, vice president of state government relations at APCIA, regarding the signing of Senate Bill 68 and Senate Bill 69 by Georgia Governor Brian Kemp. April 22, 2025 \| Georgia	202504
	New Litigation Defies Logic and Advances Meritless Claims APCIA has been sounding alarm bells about the deteriorating conditions in the California property insurance market for years with government officials and in the press. April 21, 2025 \| California	202504
	APCIA: Falsehoods and Misleading Narratives Run Rampant During First Week of Louisiana’s Legislative Session The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Hilary Segura, department vice president of state government relations at APCIA, regarding the start of the 2025 Louisiana Legislative Session. April 18, 2025 \| Louisiana	202504
	Consumer Watchdog’s Lawsuit is a Reckless and Self-serving Stunt that Threatens to Make the Insurance Crisis Worse Consumer Watchdog’s lawsuit is a reckless and self-serving stunt that threatens to make California’s insurance crisis even worse and harm the consumers Consumer Watchdog purports to represent. Blocking recovery of the costs insurers have paid to safeguard the FAIR Plan would jeopardize the last-resort coverage option for homeowners—and push our fragile insurance market closer to total collapse. April 15, 2025 \| California	202504
	Impact of Tariffs on Consumers and the Property Casualty Insurance Industry Impact of Tariffs on Consumers and the Property Casualty Insurance Industry April 11, 2025 \| Multiple States	202504
	Texas Can Improve Its Insurance Marketplace Without Abandoning a Market-Based Approach We have seen in other states what happens when state regulators try to suppress insurance rates with the hand of big government. The best path to moderating rate increases is to create conditions for more competition while curbing legal system abuse and implementing stronger building standards to create a more storm-resilient infrastructure. April 8, 2025 \| Texas	202504
	New Ordinance Provides Additional Consumer Protections Against Rogue Tow Truck Drivers in Chicago The American Property Casualty Insurance Association (APCIA), the Illinois Insurance Association (IIA), and the National Insurance Crime Bureau (NICB) support the new towing proposal by Alderman Gilbert Villegas (36th Ward) to combat rogue towing in Chicago. The new proposal builds upon the ordinance that was introduced by Villegas and passed by the Chicago City Council in 2021. April 8, 2025 \| Illinois	202504
	APCIA: Repealing Florida’s No Fault Auto Insurance System Could Raise Costs for Low Income Drivers & Hinder the State’s Insurance Market Recovery The American Property Casualty Insurance Association (APCIA) today released the following statement attributed to Adam Shores, senior vice president of state government relations at APCIA, regarding passage of HB 1181 out of the Florida House Insurance & Banking Subcommittee. April 3, 2025 \| Florida	202504
List Entry Group Sort: 202503
	Consumer Watchdog Wants to Cash In on Another Catastrophe Consumer Watchdog has said it wants in on the PRID process and wants to charge the state hundreds of thousands of dollars for its participation. March 26, 2025 \| California	202503
	APCIA Welcomes Sam Whitfield as Federal Government Relations Head APCIA announced that Sam Whitfield has joined the association as senior vice president, federal government relations and political engagement. March 25, 2025 \| All States, NAIC, Federal, International, District of Columbia	202503
	APCIA Applauds Georgia Legislature for Passing Senate Bill 68 to Restore Balance to Georgia’s Legal System The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Ron Jackson, vice president of state government relations at APCIA, regarding the passage of Senate Bill 68 in Georgia. March 21, 2025 \| Georgia	202503
	APCIA: Legislation in Florida Could Incentivize Legal System Abuse & Send the Insurance Market’s Recovery Backwards The American Property Casualty Insurance Association (APCIA) today released the following statement attributed to Adam Shores, senior vice president of state government relations at APCIA. March 20, 2025 \| Florida	202503
	U.S. Insurance Industry Shows Signs of Resilience Despite Continued Headwinds in 2024 Verisk (Nasdaq: VRSK), a leading global data analytics and technology provider, and The American Property Casualty Insurance Association (APCIA), the primary national trade association for home, auto and business insurers, today reported full-year 2024 net income for the insurance industry, which is estimated to be $170 billion. Adjusting for over $70 billion in capital gains realized by one insurer, full-year 2024 net income is estimated to be $100 billion. March 20, 2025 \| All States, NAIC, Federal, International, District of Columbia	202503
	Insurers Ready to Help Oklahoma and Texas Residents Impacted by High-Wind Driven Wildfires Dry conditions exacerbated by extreme wind and low humidity created the perfect storm of wildfire conditions in Oklahoma and Texas. March 17, 2025 \| Multiple States	202503
	Insurers Focused on Helping Impacted Residents Recover from Destructive Tornadoes; Industry Experts Provide Coverage & Claims Information Insurers are focused on helping their policyholders begin the claims and recovery process after deadly tornadoes and severe weather caused significant destruction across multiple states over the weekend, says the American Property Casualty Insurance Association (APCIA). APCIA urges residents who experienced damage to their home, vehicle, business, or vehicle to contact their insurer as soon as they can safely do so. APCIA is also answering common questions about insurance coverage and providing helpful information to help impacted residents begin the recovery process. March 17, 2025 \| Multiple States	202503
	The Bipartisan Fix Our Forest Act is Critical to Reduce Wildfire Risk and Save Lives and Property Robert Gordon, senior vice president of policy, research, and international at the American Property Casualty Insurance Association (APCIA) testified before the U.S. Senate Agriculture, Nutrition, & Forestry Subcommittee on Conservation, Forestry, Natural Resources, and Biotechnology. The hearing is entitled, “Legislative Hearing to Review H.R. 471, the Fix Our Forests Act, and Options to Reduce Catastrophic Wildfire.” March 6, 2025 \| All States, NAIC, Federal, International, District of Columbia	202503
	Broad Tariffs on Mexico, Canada and China Will Likely Hamper Rebuilding From Recent Wildfires and Hurricanes The newly enacted 25 percent tariffs on Mexico and Canada, along with additional 10 percent tariffs on China, will likely disrupt vital reconstruction material supply-chains at a critical moment of rebuilding from recent catastrophes, and adversely affect home, auto, and business insurance affordability. March 5, 2025 \| International	202503
	APCIA Statement on Florida 2025 Legislative Session Opening Day The American Property Casualty Insurance Association (APCIA) today released the following statement attributed to Logan McFaddin, vice president of state government relations at APCIA. March 4, 2025 \| Florida	202503
List Entry Group Sort: 202502
	Insurers Have Paid $6.9 Billion in Southern California Wildfire Claims in First Four Weeks of Recovery: This is Just a Start, and Insurers are Committed to Supporting Policyholders Every Step of the Way As of February 5, 2025, insurers have already paid out more than $6.9 billion across 33,000 policyholder claims filed for the Eaton and Palisades fires. February 13, 2025 \| California	202502
	Urgent Reforms Needed to Protect the California FAIR Plan’s Long-Term Viability As wildfires grow in frequency and intensity, rebuilding the FAIR Plan’s reserves is critical for long-term stability. To achieve this, the state must explore a diverse range of funding solutions—including catastrophic bonds, lines of credit, and other financial tools—to equitably spread risk and strengthen the FAIR Plan. For the FAIR Plan to recapitalize, they must be allowed to charge actuarily sound rates. February 11, 2025 \| California	202502
	Don’t Raise Insurance Rates for New Mexico Drivers: New Mexico Lawmakers Should Vote No on HB 80 HB 80 would likely raise auto insurance rates for some of the most respected members of our communities—from teachers, nurses, and seniors to law enforcement, firefighters, and military officers. February 6, 2025 \| New Mexico	202502
	APCIA: Florida’s Property Insurance Market Continues to Stabilize The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to its vice president of state government relations Logan McFaddin, on Florida Governor Ron DeSantis’ announcements about improvements in the state’s property insurance market. February 5, 2025 \| Florida	202502
	APCIA Announces Award Winners Among 2025 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) today announced special award winners among the 2025 Class of Emerging Leaders during the Emerging Leaders Conference in Tampa, Florida. This year, 15 individuals were recognized among a class of 248 insurance professionals with an award for their exceptional work and outstanding impact in their careers. February 5, 2025 \| All States, NAIC, Federal, International, District of Columbia	202502
	Legal System Abuse Reforms Are Needed to Lower Consumer Costs APCIA and Munich Re US released survey results on consumer attitudes about certain plaintiff lawyer tactics, including excessive lawyer advertising, generating nuclear jury awards, engaging in hidden third party litigation funding (TPLF), and jury anchoring. February 4, 2025 \| All States, NAIC, Federal, International, District of Columbia	202502
	Setting the Record Straight about FEMA and Hurricane Helene Insurance Claims Payments Hurricane Helene hit the Southeast in September 2024 and was the deadliest mainland U.S. storm since Katrina. Helene caused between $80-110 billion in economic losses, including roughly $60 billion in North Carolina. The Federal Emergency Management Agency (FEMA) triggered controversy following Hurricane Helene. February 3, 2025 \| Multiple States	202502
	Impact of Tariffs on Consumers and the Property Casualty Insurance Industry Currently, about 6 out of every 10 auto replacement parts used in U.S. auto shop repairs are imported from Mexico, Canada, and China. If parts become more expensive, car owners will pay more each time they need something fixed. Repairs would also take longer if the supply chain is not set up to provide parts from other countries. Tariffs could also increase the price for new cars. February 3, 2025 \| All States, NAIC, Federal, International, District of Columbia	202502
List Entry Group Sort: 202501
	APCIA President and CEO Sends Letter to California Governor Newsom and Insurance Commissioner Lara This tragedy reinforces the urgent and critical importance of having a survivable insurance market that ensures Californians have access to coverage to protect their homes, businesses and communities. The unfortunate reality is that California’s insurance market was already greatly out of balance prior to these fires – leaving consumers with limited access to the coverage they need. January 30, 2025 \| California	202501
	Insurers Have Paid $4.2 Billion in Southern California Wildfire Claims In First Few Weeks of Recovery: This is Just a Start, and Insurers are Committed to Being Alongside Policyholders Every Step of the Way As of January 27, 2025, the California Department of Insurance’s data call reports insurers have paid out more than $4.2 billion already with 31,210 claims filed for the Eaton and Palisades wildfires. This is just a start. We understand the road to recovery will be long and insurers will work alongside residents and businesses every step of the way to help Southern Californians rebuild. January 30, 2025 \| California	202501
	APCIA Stands with the Georgia Business Community in Supporting Governor Kemp’s Proposal to Tackle Legal System Abuse in the Peach State The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Ron Jackson, vice president of state government relations at APCIA, regarding Georgia Governor Brian Kemp’s legislative proposal to tackle legal system abuse in Georgia. January 30, 2025 \| Georgia	202501
	So Cal Wildfires: Be Cautious of Third Parties Seeking Financial Gain from the Insurance Claims Process Following large-scale natural disasters, predatory third parties often flock to hard hit areas to take advantage of homeowners in vulnerable situations and profit off the insurance claims process. Don’t be victimized twice. We encourage homeowners to protect themselves by being informed and cautious of anyone claiming to help with insurance claims, including services for no out-of-pocket cost. January 27, 2025 \| California	202501
	Utah Say No to HB 164: Having the Right of Way Does Not Mean You Can Hit People, Cars, or Other Objects Utah House Members should not give left hand turning drivers an absolute right of way and the authority to hit pedestrians or other cars that get into their way January 24, 2025 \| Utah	202501
	APCIA Report: Insurance Markets Function Best When Allowed to Operate Competitively APCIA today released a report entitled “Price Regulation and its Effects on Insurance Markets: Analysis and Case Studies.” The report is authored by insurance expert and University of Iowa professor of finance Dr. Martin F. Grace. January 23, 2025 \| All States, NAIC, Federal, International, District of Columbia	202501
	APCIA President and CEO Statement on California FAIR Plan It is essential that the state legislature issue catastrophe bonds to recapitalize and restabilize the California FAIR Plan January 21, 2025 \| California	202501
	APCIA Announces New Board Chair and Chair-Elect The American Property Casualty Insurance Association (APCIA) approved new officers, effective January 1, 2025, to its Board of Directors. Dino E. Robusto, Executive Chairman of the Board of CNA Financial Corporation (NYSE: CNA), automatically succeeds to Chair as he was elected as Chair-Elect in 2022, and David A. Bell, President and CEO of ALPS Corporation and ALPS Property & Casualty Insurance Company, was elected Chair-Elect. January 21, 2025 \| All States, NAIC, Federal, International, District of Columbia	202501
	Setting the Record Straight Regarding the Treasury Press Release on Homeowners Insurance Costs The following statement is in response to The U.S. Department of the Treasury’s Federal Insurance Office (FIO) report “Analyses of U.S. Homeowners Insurance Markets, 2018-2022: Climate-Related Risks and Other Factors.” January 17, 2025 \| All States, NAIC, Federal, International, District of Columbia	202501
	Congress Must Act Now to Reduce the Risk of Catastrophic Wildfires APCIA and other insurance trade organizations sent a letter to House and Senate Leadership urging action on legislative solutions that are aligned with the Wildland Fire Mitigation and Management Commission policy recommendations. January 17, 2025 \| All States, NAIC, Federal, International, District of Columbia	202501
	Southern California Wildfires: How to Navigate the Insurance Claims Process Insurers are quickly deploying adjusters and resources into Southern California to help policyholders file claims and kick start this massive recovery process. January 15, 2025 \| California	202501
	APCIA Supports Gov. Newsom's Action to Expedite Rebuilding of Los Angeles "California Gov. Gavin Newsom has removed a substantial impediment to rebuilding areas of Los Angeles devastated by the wildfires. The suspension of provisions under the California Environmental Quality Act and the California Coastal Act — for structures destroyed by the fire — will help those communities move more quickly toward recovery," APCIA president and CEO David A. Sampson said. January 14, 2025 \| California	202501
	APCIA CEO David Sampson Responds to Vice President Harris Comments on LA Wildfires It is false, wrong, and dangerous to even insinuate that insurers are abandoning their customers. California law prohibits insurers from canceling an insurance policy during its term except for very limited exceptions such as nonpayment of premium or fraud. January 10, 2025 \| California	202501
	APCIA President and CEO Statement on Southern California Wildfires Recent reforms to stabilize California’s insurance market are important, but they have yet to be finalized or implemented. The fires will no doubt pose additional challenges and delays in rebuilding a healthy insurance market in California. January 10, 2025 \| California	202501
	Palisades Wildfire: Evacuate to Safety, then Contact your Insurer Southern California residents ordered to evacuate in Pacific Palisades should listen to the instructions of local authorities and get to a safe place, then contact your homeowners insurance agent or company, urged the American Property Casualty Insurance Association (APCIA). January 7, 2025 \| California	202501
	APCIA Announces 2025 Advocacy Priorities; Curbing Rampant Legal System Abuse Remains APCIA’s Top Priority The American Property Casualty Insurance Association (APCIA) announces the association’s 2025 advocacy priorities. January 6, 2025 \| All States, NAIC, Federal, International, District of Columbia	202501
List Entry Group Sort: 202412
	Reinsurance Regulations Are Needed to Help Stabilize California’s Insurance Market and Increase Access to Coverage for Consumers and Businesses Incorporating reinsurance into ratemaking is one of several critically needed reforms to stabilize California’s insurance market. December 30, 2024 \| California	202412
	APCIA Sends Letter to New York Times Editor About Climate Change Article APCIA President & CEO David A. Sampson's letter to the New York Times notes that a Senate Budget Committee report this week about climate change impacts on insurance, which the Times wrote about, presented an incomplete picture of the underlying challenges facing the insurance industry, as well as its commitment and ability to provide ongoing insurance protections to consumers. December 19, 2024 \| Federal	202412
	Setting the Record Straight: Rising Insurance Costs in High-Climate Risk Regions Driven by Inflation, Legal System Abuse, and Government Rate Suppression – Resulting in Growth in Government Insurance Programs The American Property Casualty Insurance Association (APCIA) today released the following statement attributed to David A. Sampson, APCIA’s president and CEO. December 17, 2024 \| All States, NAIC, Federal, International, District of Columbia	202412
	APCIA Announces 2025 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) announces the 2025 Class of Emerging Leaders, representing 248 high performing insurance professionals from more than 90 different insurance companies and organizations. These individuals come from a broad spectrum of the industry across the nation, Spain, London, and Bermuda. December 17, 2024 \| All States, NAIC, Federal, International, District of Columbia	202412
	Inclusion of Reinsurance in Ratemaking is one of Several Critically Needed Reforms to Stabilize California’s Insurance Market California is the only state that does not allow reinsurance to be included in ratemaking. December 5, 2024 \| California	202412
List Entry Group Sort: 202411
	Legislative Action is Essential During the Lame Duck Session to Address Wildfire Risk APCIA and a broad range of partners and stakeholders sent a letter to House and Senate Leadership urging action on legislative solutions that are aligned with the Wildland Fire Mitigation and Management Commission policy recommendations. November 20, 2024 \| All States, NAIC, Federal, International, District of Columbia	202411
	DC Market Conduct Report Shows Differences in Insurance Premiums are Driven by Differences in Losses and Claims The D.C. Department of Insurance, Securities and Banking’s (DISB) Market Conduct Report on Unintentional Bias in Auto Insurance confirms that differences in premiums are driven by differences in losses, and the systems insurers use to produce quotes reasonably reflect the policies offered to potential customers and are reflective of the sound risk-based pricing methods being used in the market. Insurers do not collect race information and do not use race information in any way, including to set insurance premiums. November 15, 2024 \| District of Columbia	202411
	Forward-Looking Catastrophe Models Are an Important Tool to Help Stabilize California’s Insurance Market and Increase Access to Coverage for Consumers and Businesses Importantly, the catastrophe modeling regulation represents just one piece of the comprehensive reforms needed to restore access and availability to California’s insurance market. November 14, 2024 \| California	202411
	APCIA Statement on 2024 Election The American Property Casualty Insurance Association (APCIA) president and CEO David A. Sampson issued the following statement on the results of the 2024 presidential election. November 7, 2024 \| All States, NAIC, Federal, International, District of Columbia	202411
List Entry Group Sort: 202410
	Florida’s Insurance Consumer Advocate & Insurers Share Tips to Protect Disaster Victims from Contractor Fraud & Abuse Following Hurricane Milton As Floridians begin the process of repairing, rebuilding, and recovering from Hurricane Milton, Florida’s Insurance Consumer Advocate (ICA) Tasha Carter and the American Property Casualty Insurance Association (APCIA) urge homeowners to watch out for fraudsters and scammers trying to involve themselves in the claims or damage repair process. The ICA and APCIA’s Prevent Contractor Fraud and Abuse Guide can help disaster victims learn how to spot and stop contractor fraud and abuse and follow best practices for hiring a contractor to assist with repairs. October 24, 2024 \| Florida	202410
	Texas Rejection of TWIA Rate Filing Leaves State Consumers More Exposed To Future Storms TWIA’s own analysis showed their rates are 38% inadequate for residential and 45% inadequate for commercial policies. That report came before Hurricane Beryl damages cut TWIA’s reserve fund in half. The fund's reserves are on pace to run dry next June. Even the state’s consumer representative, the Public Insurance Counsel, recognized the need for a rate increase. The TWIA board passed a 10% increase by a 6-2 vote, which is more than the 2/3 vote required by law. October 17, 2024 \| Texas	202410
	The Great Shakeout 2024: Are You Ready to Duck, Cover & Hold On? APCIA Asks – Do you know earthquake damage is NOT covered under homeowners insurance? The Great Shakeout Drill provides an opportunity to test your preparedness for an earthquake, including assessing your overall financial readiness for natural disasters and other emergencies. October 16, 2024	202410
	Insurance Leaders Recognized as Industry Talent Champions During APCIA Annual Meeting The American Property Casualty Insurance Association (APCIA) recognized James Shay, president and CEO of American Contractors Insurance Group; Jessica Buss, CEO of Argo Group; and Marc Adee, chairman and CEO of Crum & Forster with the APCIA Industry Talent Champion Award for their leadership in growing industry talent initiatives. October 15, 2024 \| All States, NAIC, Federal, International, District of Columbia	202410
	Property Owners Urged to Contact Their Insurer to Report Any Losses and Begin the Claims Process After Hurricane Milton Insurers are deploying all available resources to help their customers begin the recovery process after Hurricane Milton. The American Property Casualty Insurance Association (APCIA) encourages homeowners to contact their home, auto, and/or flood insurer as soon as possible to report any losses and to work closely with their insurer throughout the claims process. Insurers can be contacted through their toll-free claims number, website, or by app or text. Insurers will also be participating in the Florida Department of Financial Services Insurance Villages once those details are announced. October 11, 2024 \| Florida	202410
	Cincinnati Financial Recognized for Leadership in Advocacy The American Property Casualty Insurance Association (APCIA) recognized Cincinnati Financial for their leadership in advocacy during the APCIA Annual Business Meeting of Members. October 8, 2024 \| All States, NAIC, Federal, International, District of Columbia	202410
	Insurers Prepared to Surge Resources to Assist Customers After Hurricane Milton As Hurricane Milton takes aim at Florida’s west coast, insurers are preparing to surge claims representatives into impacted areas to help customers begin the claims and recovery process, says the American Property Casualty Insurance Association (APCIA). October 8, 2024 \| Florida	202410
	APCIA Encourages Support for Legislation to Provide Transparency in Litigation Funding The American Property Casualty Insurance Association (APCIA) released a media statement encouraging support of House Judiciary Subcommittee Chairman Darrell Issa’s legislation, the “Litigation Transparency Act of 2024,” which calls for disclosure of third party litigation funding in civil litigation. October 7, 2024 \| All States, NAIC, Federal, International, District of Columbia	202410
	Navigating the Claims & Recovery Process After Hurricane Helene As people impacted by Hurricane Helene across the Southeast continue to assess damage and begin the recovery process, the American Property Casualty Insurance Association (APCIA) encourages homeowners to contact their home, auto, and/or flood insurer as soon as possible to file their claim and to work closely with their insurer throughout the claims process. Insurers can be contacted through their toll-free claims number, website, or by app or text, if available. October 2, 2024 \| Multiple States	202410
List Entry Group Sort: 202409
	APCIA: Florida Has Taken Significant Steps to Strengthen Consumer Protections & Insurer Accountability Following Hurricane Ian The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its president and chief executive officer David A. Sampson, in response to a report on CBS News’ 60 Minutes. September 30, 2024	202409
	APCIA Applauds Counter Ransomware Initiative for Guidance to Businesses APCIA applauds the leadership of the Counter Ransomware Initiative (CRI) in developing Guidance for Organisations During Ransomware Incidents. September 27, 2024 \| Multiple States	202409
	Preparing for a Likely Major Hurricane to Approach Florida; How to Be Ready to File a Claim Quickly Potential Tropical Cyclone 9 is forecast to make landfall in Florida as a potential major hurricane on Thursday. Insurers stand ready to assist policyholders if their property is damaged or destroyed during the storm. There are steps homeowners can take before a storm strikes to help expedite the claims process afterwards. September 24, 2024 \| Multiple States	202409
	Setting the Record Straight: Auto Insurance Cost Increases Explained The American Property Casualty Insurance Association (APCIA) today released the following statement attributed to David A. Sampson, president & CEO at APCIA, regarding the factors impacting the rising cost of auto insurance. September 17, 2024 \| All States, NAIC, Federal, International, District of Columbia	202409
	Five Ways to Prepare for Tropical Storm Francine Tropical Storm Francine is forecast to approach the upper Texas and Louisiana coasts on Wednesday, bringing storm surge, flooding rain, damaging winds, and possible tornadoes. Insurers stand ready to assist policyholders following the storm. While residents rush to complete preparations, the American Property Casualty Insurance Association (APCIA) recommends taking the following actions to help increase preparedness for the storm. September 10, 2024 \| Multiple States	202409
	Property Casualty Insurance Industry Contributing to Improved Cyber Hygiene in the U.S., According to New Survey of Insurers, Agents, and Brokers A new survey of insurers, agents, and brokers, conducted by the American Property Casualty Insurance Association (APCIA) and the Council of Insurance Agents & Brokers (Council) among their respective members, shows that the property casualty insurance industry is contributing to improved cyber hygiene in the United States and continues to develop products and services to meet the needs of businesses. The survey responses represent current views from survey participants, which are subject to change depending on market developments. September 5, 2024 \| All States, NAIC, Federal, International, District of Columbia	202409
List Entry Group Sort: 202408
	U.S. Insurance Industry Begins to See Surplus Recovery, Boosted by First Half Capital Gains and Signs of U.S. Property and Casualty Firms Inching Towards Stabilization Verisk (Nasdaq: VRSK), a leading global data analytics and technology provider, and The American Property Casualty Insurance Association (APCIA), the primary national trade association for home, auto and business insurers, today reported that half-year 2024 gains for the insurance industry are estimated to be $95 billion. Adjusting for over $50 billion in capital gains realized by one insurer, first half 2024 gains are estimated to be approximately $45 billion. September 3, 2024 \| All States, NAIC, Federal, International, District of Columbia	202408
	Saving on Auto Insurance: Smart Money Strategies for Back-to-College Students It’s that time of year again when college students all over the U.S. are heading to campus and checking their syllabi for the upcoming fall semester. As students transition back to school, this is a good opportunity to review their auto insurance coverage regardless of whether they will be bringing a car to campus, says the American Property Casualty Insurance Association (APCIA). August 16, 2024 \| All States, NAIC, Federal, International, District of Columbia	202408
	Insurers Encourage Property Owners to Prepare for Peak Hurricane Season As the U.S. enters the most active part of hurricane season, insurers are encouraging consumers to prepare for peak season activity by taking steps to reduce the potential for damage to their home or business. According to the National Oceanic and Atmospheric Administration (NOAA), conditions are ripe for an extremely active hurricane season that “could rank among the busiest on record.” Now is the time to strengthen your home or business against potential damaging winds, flooding, rainfall, and storm surge, especially if you live along the coastline, says the American Property Casualty Insurance Association (APCIA). August 13, 2024 \| Multiple States	202408
	California’s Outdated Regulatory Framework Is Failing Consumers California’s outdated insurance regulatory framework is failing consumers. Long delays in the rate review process averaging a year or more are a primary factor behind the insurance crisis – creating significant market imbalance and stifling consumer access to insurance. August 12, 2024 \| California	202408
	Insurers Focused on Helping Policyholders Begin the Recovery Process After Hurricane Debby; Homeowners Urged to File Insurance Claims As Soon As Possible As Florida begins to focus on recovery and as Hurricane Debby continues to impact states along the east coast, insurers are deploying all available resources to help their policyholders begin the claims and recovery process. APCIA urges residents who experienced damage to their home, vehicle, or business to contact their insurer as soon as they can safely do so. Due to Hurricane Debby’s extensive rainfall and flooding, homeowners with flood-related damage are urged to contact their flood insurer as soon as possible to file a claim. August 6, 2024 \| Multiple States	202408
	APCIA: Consumer Watchdog has Pocketed Tens of Millions of Dollars and Abused the Intervenor Process Causing Delays and Disruptions That Harm Consumers We are disappointed that Consumer Watchdog, which admits having zero consumer members, will be allowed to continue its self-interested efforts that are contributing to California's insurance crisis. August 2, 2024 \| California	202408
List Entry Group Sort: 202407
	New FAIR Plan Reforms Are a Step Toward Restoring California’s Insurance Market Today's action is an important step toward restoring the FAIR Plan’s financial stability and ensuring consumers have access to the coverage they need. July 28, 2024 \| California	202407
	Insurance Industry Experts Provide Coverage & Claims Information After Damaging Severe Weather in Illinois Following the severe weather that caused damage in parts of Illinois, insurers are helping their policyholders begin the claims and recovery process, says the American Property Casualty Insurance Association (APCIA). APCIA urges residents who experienced damage to their home, vehicle, business, or vehicle to contact their insurer as soon as they can safely do so. July 18, 2024 \| Illinois	202407
	APCIA Commends Draft Legislation to Address Negative Impacts of Third Party Litigation Funding The American Property Casualty Insurance Association (APCIA) released the following statement in support of House Judiciary Subcommittee Chairman Darrell Issa’s draft legislation, “The Litigation Transparency Act of 2024,” which calls for disclosure of third party litigation funding in federal litigation. The statement may be attributed to Nat Wienecke, APCIA’s senior vice president of federal government relations. July 11, 2024 \| All States, NAIC, Federal, International, District of Columbia	202407
	APCIA: New York Times Article Highlights Complexity of Insurance Marketplace The American Property Casualty Insurance Association (APCIA) today released the below statement attributed to Karen Collins, APCIA’s vice president of property and environmental, following the July 9, 2024, New York Times story on differing property insurance rates across the country. July 10, 2024	202407
	Insurers Focused on Helping Policyholders Begin the Recovery Process After Hurricane Beryl; Homeowners Urged to File Insurance Claims As Soon As Possible Insurers are deploying all available resources to help their policyholders begin the claims and recovery process following the widespread damage caused by Hurricane Beryl in Texas, says the American Property Casualty Insurance Association (APCIA). APCIA urges residents who experienced damage to their home, vehicle, or business to contact their insurer as soon as they can safely do so. July 10, 2024 \| Texas	202407
List Entry Group Sort: 202406
	Catastrophe Modeling is a Vital Tool to Help Restore the Health of California’s Insurance Market Catastrophe modeling is a vital tool to help restore the health of the market, and we commend the Department for prioritizing this critical reform. Importantly, the proposed regulations represent just one component of the comprehensive reforms needed to restore access and availability to California’s insurance market. June 26, 2024 \| California	202406
	Red Flag Warnings & Wildfires Throughout California Are Critical Reminder to Financially Prepare & Mitigate Your Property As wildfires are burning in both Northern and Southern California, now is the time to prepare your finances and mitigate your property to prevent ember ignition in the five feet around the structure. June 17, 2024 \| California	202406
	Insurers Remain Committed to Serving California Consumers The only way to increase availability and consumer access to coverage is to restore the health of the market and remove the obstacles that led to this crisis in the first place. June 12, 2024 \| California	202406
	Commonsense Transparency in Third Party Litigation Funding is Needed to Protect the Courts, Civil Justice, and Consumers The American Property Casualty Insurance Association (APCIA) released a media statement in support of today’s House Judiciary Subcommittee on Courts, Intellectual Property, and the Internet hearing entitled “The U.S. Intellectual Property System and the Impact of Litigation Financed by Third Party Investors and Foreign Entities.” June 12, 2024 \| All States, NAIC, Federal, International, District of Columbia	202406
List Entry Group Sort: 202405
	After Memorial Day: Time to Mitigate Your Property & Prepare Your Finances for Wildfires With Memorial Day over and the unofficial start of summer, now is a valuable window of opportunity for homeowners and renters to update your finances and mitigate your property so your finances and homes are prepared for wildfires. May 29, 2024	202405
	Streamlining Approvals is Key to Modernizing Regulatory System and Fixing California’s Insurance Crisis Streamlining the rate review process will help increase consumer access to coverage by ensuring rates adequately reflect risk and consumer claims – especially in the wake of rapidly changing conditions. May 29, 2024 \| California	202405
	Insurers Focused on Helping Impacted Residents Recover from Destructive Tornadoes; Industry Experts Provide Coverage & Claims Information After deadly tornadoes and severe weather caused significant destruction in Texas, Oklahoma, and Arkansas over the weekend, insurers are focused on helping their policyholders begin the claims and recovery process, says the American Property Casualty Insurance Association (APCIA). APCIA urges residents who experienced damage to their home, vehicle, or business to contact their insurer as soon as they can safely do so. APCIA is also answering common questions about insurance coverage and providing helpful information to help impacted residents begin the recovery process. May 28, 2024 \| Multiple States	202405
	As Iowans Begin to Focus on Recovery After Destructive Tornadoes, Insurance Experts Provide Coverage & Claims Information Following the deadly and destructive tornadoes in Iowa this week, insurance experts with the American Property Casualty Insurance Association (APCIA) are answering key questions about insurance coverage and providing helpful information to help impacted residents begin the recovery process. May 24, 2024 \| Iowa	202405
	APCIA: NOAA’s Hurricane Forecast Reinforces Need for Residents to Strengthen Their Homes to Limit the Potential for Damage The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Michael Richmond Crum, senior director of personal lines at APCIA, on the National Oceanic and Atmospheric Administration’s (NOAA) 2024 Atlantic Hurricane Season forecast. NOAA is forecasting an above-normal hurricane season with a range of 17-25 total named storms. Of those, 8 to 13 are forecast to become hurricanes, including 4 to 7 major hurricanes (category 3,4, or 5). May 23, 2024	202405
	APCIA Holds Legislative Action Day; Advocates for Policies to Increase Resiliency and Lower Consumers’ Insurance Costs The American Property Casualty Insurance Association (APCIA) held its Legislative Action Day this week. APCIA members discussed the property casualty industry’s advocacy priorities in 70 meetings with members of Senate Banking; Senate Environmental and Public Works; Senate Judiciary; House Financial Services; House Energy and Commerce; and House Transportation and Infrastructure committees, among others. Nat Wienecke, APCIA’s senior vice president of federal government relations released a statement. May 23, 2024 \| All States, NAIC, Federal, International, District of Columbia	202405
	Insurers Ready to Respond to Houston’s Deadly Severe Weather Damage The insurance industry’s overwhelming priority when disaster strikes is to help their customers restore their property. The first step to recovery after your property is damaged or destroyed is to file a claim with your insurer as soon as you can safely do so. Insurers are ready to help. May 17, 2024 \| Texas	202405
	APCIA: New York Times Investigation Underscores Impact of Severe Weather on the Affordability and Availability of Homeowners Insurance The American Property Casualty Insurance Association (APCIA) today released the below statement attributed to Robert Gordon, APCIA’s senior vice president of policy, research, and international, following the May 13, 2024 New York Times story on severe weather and the impact on the U.S. insurance marketplace. May 17, 2024	202405
	Insurers React to Governor’s Insurance Budget Trailer Bill We appreciate the Governor highlighting this critical issue. Expediting the rate review process is a vital component to addressing California’s insurance crisis May 10, 2024 \| California	202405
	Insurers Support Additional Towing Reforms in Chicago Robert Passmore, Department Vice President of Auto and Claims at the American Property Casualty Insurance Association (APCIA), urges the City of Chicago's Committee on Public Safety to take aggressive action to combat the issue of rogue tow truck drivers. May 7, 2024 \| Illinois	202405
	Prepare for an Active Hurricane Season by Strengthening Your Property & Limiting the Potential for Damage National Hurricane Preparedness Week (May 5-11) serves as an important reminder for consumers to take action to protect their homes and prepare their finances before the start of hurricane season on June 1. With forecasters at Colorado State University predicting a very active hurricane season ahead, it is critically important for residents of hurricane-prone states to take steps to strengthen their property against potential hurricane damage. Limiting the potential for damage and reducing losses from natural disasters is critical to improving the affordability and availability of insurance long-term, says the American Property Casualty Insurance Association (APCIA). May 6, 2024 \| All States, NAIC, Federal, International, District of Columbia	202405
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	Insurance Experts Answer Coverage & Claims Questions After Destructive Tornado Outbreak in the Plains & Midwest Following the deadly and destructive tornado outbreak that impacted states in the Plains and Midwest regions, particularly Oklahoma, Nebraska, and Iowa, insurance experts are answering key questions about insurance coverage and providing helpful information to help impacted residents begin the recovery process. April 29, 2024 \| Multiple States	202404
	Catastrophe Modeling Regulations are Step in the Right Direction, But More Work is Ahead The proposed regulations are a step in the right direction, but there is still work to do to remove onerous requirements that could hinder the use of the best available models that more accurately predict risk. April 23, 2024 \| California	202404
	APCIA Responds to Misleading Wall Street Journal Article on Insurers’ Use of Drones With a headline bent towards sensationalism, the recent Wall Street Journal article “Insurers Are Spying on Your Home From the Sky” wrongly suggests that insurers are inappropriately using drones with their customers. Insurers follow all terms in their contract along with all local, state, and federal laws related to the use of drones and customer privacy. The article fails to provide enough context on the important role remote viewing technologies play in preventing losses, accurately underwriting risk, and quickly processing claims. April 16, 2024 \| All States, NAIC, Federal, International, District of Columbia	202404
	Insurance Experts Answer Common Questions After Severe Weather Causes Widespread Damage Across the South Following the severe storms, flooding, and tornadoes that caused widespread damage across southern states from Texas to Florida, insurance experts are answering key questions about insurance coverage and providing helpful information to help impacted residents begin the recovery process. April 12, 2024 \| All States, NAIC, Federal, International, District of Columbia	202404
	Insurance Experts Answer Key Questions on Earthquake Coverage Following 4.8 Magnitude Earthquake in the Northeast Following the 4.8 magnitude earthquake in New York and the surrounding northeast area, insurance experts with the American Property Casualty Insurance Association (APCIA) are answering key questions around earthquake insurance coverage and providing important safety tips. April 5, 2024 \| New York	202404
	New Report Finds $2.1 Billion Loss if Noneconomic Damage Caps Removed in Colorado The Colorado Chamber of Commerce in partnership with the American Property Casualty Insurance Association (APCIA) today released a report assessing the impact of removing noneconomic damage caps in Colorado. The report estimates that removing such caps would result in a $2.1 billion annual loss in state GDP and 15,500 jobs. April 4, 2024 \| Colorado	202404
	Insurers Provide Tips to Help Drivers Eliminate Distraction and Reduce Insurance Costs April is Distracted Driving Awareness Month. APCIA is partnering with Cambridge Mobile Telematics to encourage drivers to check with their auto insurer about how “opting-in” to telematics or usage-based insurance (UBI) products can help them put the phone down while behind the wheel, improve their safe driving habits, and save on their auto insurance costs. April 3, 2024	202404
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	Streamlining Rate Review Process is Critical to Fixing the California Insurance Crisis Unfortunately, rather than speeding things up, the proposed Complete Rate Application regulations would prolong the rate review process even further. Ensuring that adequate rates are approved in a timely manner is critical to restoring balance and availability back into the market. March 28, 2024 \| California	202403
	Virginia Business Groups, Small Business Owners, and Experts Urge Governor to Veto SB 256 A number of business groups, small business owners, policy experts, and others in Virginia are voicing concerns about the potential harmful impacts of Senate Bill 256 and are urging Governor Youngkin to veto the bill. A recent analysis by Milliman, Inc., an independent actuarial firm, estimates Senate Bill 256 could lead to an auto insurance premium increase of as much 14 percent for residents and businesses in Virginia. The study concludes the median estimated impact is a 9.9 percent auto premium increase per policyholder annually. March 27, 2024 \| Virginia	202403
	Caps on Lawsuit Damages Threatens Maryland Jobs, Raises Costs for Residents The Maryland Chamber of Commerce and the American Property Casualty Insurance Association (APCIA) voice strong opposition to Senate Bill 538, legislation that aims to drastically increase the cap on noneconomic damages in personal injury and wrongful death lawsuits in Maryland. March 27, 2024 \| Maryland	202403
	Insurers Applaud Habitat for Humanity of Butte County’s Decision to Build to IBHS Wildfire Prepared Home Plus Standard As more homes are hardened and more communities follow Butte County Habitat for Humanity’s lead, over time California should see a meaningful decrease in losses, which should positively impact insurance costs in the state. Insurers applaud their decision to build to the highest standard available. This leadership and commitment to resilience will help protect the HFHBC families and communities. We hope more communities will adopt this research-based building standard which will reduce risk and losses over time. March 26, 2024 \| California	202403
	APCIA Encourages Congress to Pass Funding Bill The American Property Casualty Insurance Association (APCIA) encourages support for the bipartisan funding package released earlier today. Nat Wienecke, APCIA’s senior vice president of federal government relations released a media statement. March 21, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
	Insurers Highlight Safety Benefits of Telematics and Importance of Customer Awareness and Consent to Data Usage In response to recent media coverage around consumer control over vehicle data, APCIA released a statement highlighting the safety benefits of telematics and the importance of customer awareness and consent in data usage. March 18, 2024	202403
	Indiana Enacts Protections Against Third Party Litigation Funding This week Indiana Governor Eric Holcomb signed HB 1160, Civil proceeding advance payment contracts and commercial litigation funding. The American Property Casualty Insurance Association (APCIA) released a statement. March 15, 2024 \| Indiana	202403
	Steps to Help Impacted Residents Begin Recovering from Devastating Tornado Damage Deadly tornadoes and severe weather left significant destruction in parts of the Midwest, particularly in Indiana and Ohio, this week. As residents begin to focus on the recovery process, the American Property Casualty Insurance Association (APCIA) recommends reaching out to your insurer or agent as soon as you can safely do so to file a claim. Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. March 15, 2024 \| Multiple States	202403
	New Catastrophe Modeling Regulations Will Help Restore Balance to the Insurance Market More accurate ratemaking will help restore balance to the insurance market and ensure all Californians have access to the coverage they need. APCIA looks forward to working with the Department of Insurance on implementing this forward-looking solution and other desperately needed reforms to fix the insurance crisis. March 14, 2024 \| California	202403
	Wildland Commission Reforms Significant to Addressing Wildfires at the Federal, Tribal, State, and Local Levels The American Property Casualty Insurance Association released the following statement in support of today’s U.S. Senate Energy and Natural Resources Committee Hearing to Examine the Findings and Recommendations of the Wildland Fire Mitigation and Management Commission. March 12, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
	APCIA Urges Veto of Harmful Legislation to Establish New Tort of Insurance Bad Faith The Virginia General Assembly has passed Senate Bill 256 to establish a new tort of insurance bad faith, which could result in higher auto insurance loss costs and increased litigation. APCIA urges the governor to protect Virginians from higher costs and veto this harmful bill. March 12, 2024 \| Virginia	202403
	Industry Leaders Honored for Community Impact and Advancing Inclusion at 2024 DEI: Expanding Opportunity in Insurance Conference The American Council of Life Insurers (ACLI), the American Property Casualty Insurance Association and the Life Insurance Council of New York, Inc. (LICONY) honored companies and leaders who are championing inclusion and empowering their communities during the 2024 DEI: Expanding Opportunity in Insurance Conference on March 7 at the New York Marriott at the Brooklyn Bridge in Brooklyn, New York. March 8, 2024	202403
	APCIA Commends FIO and NAIC Data Collection Partnership The Department of Treasury’s Federal Insurance Office (FIO) and the National Association of Insurance Commissioners (NAIC) announced the organizations will coordinate data collection on climate-related risk. The American Property Casualty Insurance Association (APCIA) issued a press statement. March 8, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
	APCIA Commits to Continuing to Advocate for Regulating Third-Party Litigation Financing Following End of Florida Legislative Session The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the end of the 2024 Florida Legislative Session. March 8, 2024 \| Florida	202403
	APCIA Supports Advanced Impaired Driving Prevention Technology to Save Lives & Improve Road Safety The American Property Casualty Insurance Association (APCIA) this week submitted comments to the National Highway Transportation Administration (NHTSA) in response to their advanced notice of proposed rulemaking for advanced impaired driving prevention technology. In our letter, APCIA outlines our support for the inclusion of passive sensing device systems in NHTSA’s evaluation of effective impaired-driving countermeasures in its rule-making process. The following statement can be attributed to Michael Richmond-Crum, director of personal lines and counsel, for APCIA. March 8, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
	APCIA Comments on SEC Climate-Related Disclosures Rule The American Property Casualty Insurance Association (APCIA) released a statement in response to the Securities Exchange Commission (SEC) Climate-Related Disclosures Rule. March 6, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
	Reforms Are Needed to Address Abuses of the U.S. Legal System The American Property Casualty Insurance Association (APCIA) and Munich Reinsurance America, Inc. (Munich Re US) today released survey results on certain perceptions of the U.S. legal system. March 4, 2024 \| All States, NAIC, Federal, International, District of Columbia	202403
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	Insurers Provide Tips for Residents to Prepare for and Recover from Texas Wildfires The extremely large Smokehouse Creek Fire and other wildfires in the Texas Panhandle have forced evacuations and caused a disaster declaration to be issued by the governor for 60 counties. The American Property Casualty Insurance Association (APCIA) urges homeowners, renters, and business owners to continue following the orders of state and local officials and contact your insurance company as soon as possible to file a claim. March 4, 2024 \| Texas	202402
	Insurers Seek to Prevent Potential Rate Increases Resulting from New Rating Law Proposal in Illinois The Illinois insurance industry today expressed its strong opposition to both HB 4611 and 4767. These bills, while intended to address rising insurance costs, would have the opposite impact and likely harm consumers by reducing competition, and increasing costs for Illinois drivers. February 26, 2024 \| Illinois	202402
	Options for Michigan Consumers to Address Challenging Road Ahead for Personal Auto Despite 2019 reforms that saved Michigan drivers over $6.5 billion, insurance costs in Michigan are rising, consistent with national trends. The increase has been fueled by a variety of factors, including inflationary pressures on the automotive industry, dangerous driving behaviors like distracted and impaired driving, and stubbornly high number of traffic fatalities. February 20, 2024 \| Michigan	202402
	Kansas House Passes Legislation to Limit the Use of Mobile Phones by Minors and in School and Construction Zones for All Drivers The insurance industry expressed its support for recent action by the Kansas House to overwhelmingly pass House Bill 2499, which would prohibit the use of a mobile telephone while driving by drivers under the age of 18 and for all drivers while driving in construction zones with workers present or in school zones during hours of reduced speed enforcement. February 20, 2024 \| Kansas	202402
	APCIA Responds to Accurate, Yet Concerning Wall Street Journal Editorial APCIA's president and chief executive officer David A. Sampson responds to a recent Wall Street Journal editorial that paints an accurate, yet concerning picture of the on-going impact inflation is having across the board on Americans, particularly their insurance costs. February 15, 2024 \| All States, NAIC, Federal, International, District of Columbia	202402
	Virginia Senate Passes Harmful Legislation that Could Increase Auto Insurance Costs for Virginians The American Property Casualty Insurance Association (APCIA) issued the following statement, attributed to its vice president of state government relations Nancy Egan, regarding the passage of Senate Bill 256 by the Virginia Senate. The bill passed with 25 in favor and 15 opposing. February 15, 2024 \| Virginia	202402
	Harmful Legislation that Could Increase Auto Insurance Costs for Virginia Residents Moving in the Virginia General Assembly Today, the Senate Committee on Commerce & Labor passed Senate Bill 256, which could raise auto insurance costs at a time when individuals, families, and businesses can least afford it. Senate Bill 256 would encourage litigation when an insured individual seeks coverage from their own carrier due to another driver’s inadequate coverage. A 2022 independent actuarial study found that similar legislation in Virginia could lead to an estimated 19 percent increase in premiums for underinsured/uninsured motorist (UM/UIM) coverage. Senate Bill 256 goes even further than legislation from previous years, which means projections of the anticipated cost increase in annual premiums could run even higher. February 9, 2024 \| Virginia	202402
	APCIA Announces Award Winners Among 2024 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) announced special award winners among the 2024 Class of Emerging Leaders during the Emerging Leaders Conference in San Antonio, Texas. This year, 13 individuals were recognized among a class of 201 insurance professionals with an award for their exceptional work and outstanding impact in 2023. February 8, 2024 \| All States, NAIC, Federal, International, District of Columbia	202402
	Florida Senate Third Party Litigation Financing Bill Passes Final Committee; APCIA Applauds Support for the Bill The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the passage of Senate Bill 1276 (Litigation Investment Safeguards and Transparency Act) by the Senate Committee on Fiscal Policy, which is the bill’s last committee of reference. February 7, 2024 \| Florida	202402
	Insurers Offer Californians Winter Weather Claims and Flood Recovery Tips APCIA says insurers are ready to help policyholders and is offering tips to help California residents file claims and recover from the recent severe winter weather. February 7, 2024 \| California	202402
	There They Go Again: Self-Proclaimed “Consumer Watchdog” Report Covers Up Need for Reforms to End California's Insurance Crisis While California’s insurance crisis worsens, the publicity hounds at the Santa Monica-based advocacy group, Consumer Watchdog, released a self-serving “report” to justify its opposition to needed market reforms being proposed by lawmakers and regulators. Policymakers and stakeholders all agree we are facing a serious crisis threatening consumer access to the insurance they need, and that now is the time to develop serious solutions. Yet, Consumer Watchdog once again fails to offer any solutions. February 1, 2024 \| California	202402
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	APCIA Promotes Benefits of Insurance Careers During February Insurance Careers Month During the month of February, the American Property Casualty Insurance Association (APCIA) is partnering with its members and the Insurance Careers Movement (ICM) for the annual Insurance Careers Month social campaign, to promote the diverse and rewarding careers available in insurance and attract fresh talent into the industry. January 31, 2024	202401
	APCIA Responds to Inaccurate Analysis in Wall Street Journal Article APCIA submitted to the Wall Street Journal a letter to the editor responding to the recent article, “Insurers Rake In Profits as Customers Pay Soaring Premiums,” which fails to provide an accurate analysis regarding insurance industry profits. January 26, 2024	202401
	APCIA Commends Florida House Civil Justice Subcommittee for Advancing Consumer Protection Bill to Increase Transparency in Third-Party Litigation Financing The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the passage of House Bill 1179 (Litigation Investment Safeguards and Transparency Act) by the Florida House Civil Justice Subcommittee. January 25, 2024 \| Florida	202401
	APCIA Applauds Florida Senate Judiciary Committee for Passing Third Party Litigation Financing Legislation to Protect Consumers & Increase Transparency The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the passage of Senate Bill 1276 (Litigation Investment Safeguards and Transparency Act) by the Florida Senate Committee on Judiciary. January 22, 2024 \| Florida	202401
	What’s Causing Auto and Homeowners Insurance to Rise in Illinois A record number of tornadoes, unusually high home rebuilding and construction costs, record inflation, expensive technology in vehicles, more complex repairs, and more dangerous driving behaviors are having a significant impact on what consumers pay for their auto and homeowners insurance in Illinois. All indicators suggest that this period of high costs will continue in 2024 and potentially beyond. January 22, 2024 \| Illinois	202401
	APCIA Opposes Federal Natural Catastrophe Backstop Bill The combination of climate change, accumulation of homes in hazard-prone regions, significant increases in labor and materials costs due to inflation, legal system abuse, and outdated regulatory systems cannot be overcome by a broad federal program that could potentially be more expensive for vulnerable policyholders and put families at even greater risk. January 12, 2024 \| Federal	202401
	APCIA: Report from the Florida Office of Insurance Regulation Further Demonstrates Litigation Problem in the State The American Property Casualty Insurance Association (APCIA) today released the following statement, attributed to Logan McFaddin, vice president of state government relations for APCIA, regarding the Florida Office of Insurance Regulation’s Residential Property Claims and Litigation Report. January 10, 2024 \| Florida	202401
	APCIA Responds to Media Coverage Downplaying Impact of Legal System Abuse on Florida’s Property Insurance Market A recent article downplayed how legal system abuse has impacted Florida’s property insurance market. The Florida Office of Insurance Regulation (OIR) report referenced in the article clearly demonstrates litigation has been an outsized problem in Florida. According to OIR, Florida had 14.9% of nationwide claims, but 70.9% of the nation’s litigation in 2022. The report also shows that in 2022, more than 58,000 property claims were litigated in Florida. Other states typically have only hundreds of such cases annually. Furthermore, studies by the Institute for Legal Reform show legal system abuse in Florida is costing consumers $5,065 per household. January 10, 2024 \| Florida	202401
	Three Things You Can Do to be Ready to File an Insurance Claim After Severe Weather The Gulf Coast and Southeast are forecast to experience severe weather Monday night into Tuesday, including damaging winds, strong tornadoes, and flooding rain. As preparations continue, the American Property Casualty Insurance Association (APCIA) urges residents in the projected path of the storm to do three things to be better prepared to file an insurance claim and begin the recovery process if their property is damaged. January 8, 2024 \| Multiple States	202401
	APCIA Outlines Top Priorities for the 2024 Florida Legislative Session The American Property Casualty Insurance Association (APCIA) today outlined its top priorities for the 2024 Legislative Session, which include: working with lawmakers to ensure the legal system abuse reforms passed in 2022 and 2023 remain in place to give them time to improve Florida’s property insurance market, continuing to support efforts to enact strong consumer protections around third-party litigation financing, and supporting policies that will improve the Florida property insurance marketplace and increase the state’s resiliency against natural disasters. APCIA also supports Governor Ron DeSantis’ budget recommendations related to property insurance, including providing a one-year tax exemption on homeowners insurance policies and providing funding to make the My Safe Florida Home program permanent. January 8, 2024 \| Florida	202401
	APCIA Announces 2024 Advocacy Priorities; Curbing Rampant Legal System Abuse is Among the Top Priorities The American Property Casualty Insurance Association (APCIA) announces the association’s 2024 advocacy priorities, which focus on nine priority areas. January 4, 2024 \| All States, NAIC, Federal, International, District of Columbia	202401
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	Objectionable Wrongful Death Legislation Vetoed by New York Governor Friday, New York Gov. Kathy Hochul once again vetoed an objectionable wrongful death bill (S6636/A6698). This bill, like last year’s legislation, was likely to result in unintended consequences according to the governor. APCIA urged the governor to veto the legislation December 30, 2023 \| New York	202312
	APCIA Announces 2024 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) announces the 2024 Class of Emerging Leaders, representing 201 high performing insurance professionals from more than 80 different insurance companies and organizations across a broad spectrum of the industry. The 2024 Class of Emerging Leaders are making a significant impact on business transformation, data, artificial intelligence, privacy and tech innovations, the new shape of work, customer service, legal and regulatory issues, societal issues, diversity, equity, and inclusion, philanthropic work, and so much more. The rising stars are invited to attend the 2024 Emerging Leaders Conference February 4-6, 2024 in San Antonio, Texas, which is held in conjunction with Insurance Careers Month in February. December 15, 2023 \| All States, NAIC, Federal, International, District of Columbia	202312
	Steps to Help Tennessee Residents Recover from Deadly & Destructive Tornadoes Deadly tornadoes and severe weather left significant destruction in Tennessee over the weekend. As residents begin to focus on the recovery process, the American Property Casualty Insurance Association (APCIA) recommends reaching out to your insurer or agent as soon as you can safely do so to file a claim. Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. December 11, 2023 \| Tennessee	202312
	Stay Prepared as December Tornadoes can be Severe and Cause Damage; 7 Preparedness Tips for Southern States This weekend there is the potential for isolated severe weather for the southern plains as a weather system crosses the country. With this system comes the potential for strong thunderstorms, hail, and tornadoes in some areas, according to the National Weather Service. It is important to remember that even in December tornadoes are possible. These weather events can occur rapidly and with little warning, so vigilance and advanced preparation is very important December 8, 2023 \| All States, NAIC, Federal, International, District of Columbia	202312
	Don’t be a Victim of Package Thefts from your Home or Vehicle; 5 Tips to Protect Your Property With numerous great holiday shopping deals both in stores and online, the potential for package theft from your home or car increases. APCIA provides tips regarding package thefts from your home or vehicle. December 7, 2023 \| All States, NAIC, Federal, International, District of Columbia	202312
	APCIA Commends Adoption of Rule to Clarify Court’s Role in Expert Testimony Admissibility The American Property Casualty Insurance Association (APCIA) commends the amendment to Rule 702 of the Federal Rules of Evidence (FRE) which sets the standards that judges must follow in determining whether expert evidence is admissible in federal courts. December 4, 2023 \| All States, NAIC, Federal, International, District of Columbia	202312
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	7 Winter Safety Tips for Your Home and Vehicle Winter’s cold, snow and ice can cause significant damage. With the inevitable arrival of winter’s cold and snow for many states, this is the ideal time to take precautions that will help ensure you’re ready, November 30, 2023 \| All States, NAIC, Federal, International, District of Columbia	202311
	Prevent Scams While Shopping Online for Holiday Deals With online holiday promotions extending well beyond the traditional Black Friday and Cyber Monday, shoppers have many opportunities to save money and find great deals, but shoppers should be cautious while shopping online to ensure their personal information is protected. The American Property Casualty Insurance Association (APCIA) is offering tips to help people shop safely online during Black Friday and Cyber Monday promotions. November 22, 2023 \| All States, NAIC, Federal, International, District of Columbia	202311
	APCIA Applauds Florida Legislature’s Commitment to Idalia Recovery & Helping Homeowners Fortify Homes for Future Storms The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the passage of House Bill 1C/Senate Bill 2C (Hurricane Relief and Resilience) by the Florida Legislature. November 9, 2023 \| Florida	202311
	Liberty Mutual Insurance Group Recognized for Leadership in Advocacy The American Property Casualty Insurance Association (APCIA) recognized Liberty Mutual Insurance Group for their leadership in advocacy yesterday during the APCIA Annual Business Meeting of Members. The following statement may be attributed to David A. Sampson, APCIA’s president and CEO. November 8, 2023 \| All States, NAIC, Federal, International, District of Columbia	202311
	ALPS Property & Casualty Insurance Company Recognized for Leadership in Advocacy The American Property Casualty Insurance Association (APCIA) recognized ALPS Property & Casualty Insurance Company for their leadership in advocacy during the APCIA Annual Business Meeting of Members. The following statement may be attributed to David A. Sampson, APCIA’s president and CEO. November 8, 2023	202311
	Insurance Markets are Facing Strong Challenges; Strong Leadership is Needed to Overcome Robert Gordon, senior vice president of policy, research and international testified today before the House Financial Services Committee’s Subcommittee on Housing and Insurance. The hearing is entitled, “The Factors Influencing the High Cost of Insurance for Consumers.” APCIA released a statement attributed to Gordon. November 2, 2023 \| All States, NAIC, Federal, International, District of Columbia	202311
	Inflation, Riskier Driving Behavior, and Increasing Claims Severity are Causing an Uncertain Road Ahead for Auto Insurance Costs APCIA says drivers in Nevada and across the country are engaging in riskier driving behavior, compounding the effects of inflation, and increasing auto claims costs. APCIA provided testimony on what is driving up auto insurance costs in a webinar held by the Nevada Division of Insurance. November 1, 2023 \| Nevada	202311
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	Insurance Groups Applaud Insurance Europe for Unified Stance on Reinsurance and EU-US Covered Agreement The American Council of Life Insurers (ACLI), the American Property Casualty Insurance Association (APCIA) and the Reinsurance Association of America (RAA) issued a statement on Insurance Europe’s response to the European Insurance and Occupational Authority’s (EIOPA) consultation on cross-border reinsurance. November 2, 2023 \| International	202310
	While Facing Strong Financial and Regulatory Headwinds, Insurers Remain Able to Overcome Obstacles and Meet Consumer Needs The property casualty insurance industry continued to face significant headwinds through the first half of 2023, according to the American Property Casualty Insurance Association’s (APCIA) report on the sector’s first-half financial results and expected trends for the remainder of 2023. October 30, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	What’s Causing Texas Homeowners Insurance to Rise and What You Can Do About It Texas is home to all things big, including big storms. However, these storms and other factors such as record inflation and unusually high home rebuilding and construction costs are having a significant impact on what consumers pay for their insurance. October 24, 2023 \| Texas	202310
	APCIA & CyberAcuView Release Joint Research Paper on the Elements of an Efficient Cyber Insurance Market The American Property Casualty Insurance Association (APCIA), in partnership with CyberAcuView, has published a new research paper “Elements of an Efficient Cyber Insurance Market.” The paper is a factual analysis of cyber insurance market data and trends and examines the challenges for the cyber insurance market, changes in underwriting, and the continuing evolution of cyber insurance in a constantly evolving technological landscape. October 24, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	Tips to Avoid a Halloween Nightmare on Your Street As more people engage in Halloween-related activities this year, the American Property Casualty Insurance Association (APCIA), urges drivers and property owners to take a few simple precautions to help prevent accidents from creeping up over the holiday. October 24, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	The Great Shakeout 2023: Are You Ready to Duck, Cover & Hold On? Homeowners, renters, and business owners should assess their risk of earthquakes and consider adding an optional endorsement for earthquake damage to their policy or purchasing a separate earthquake insurance policy. October 20, 2023	202310
	Natural Disasters Increasing in Frequency and Severity, Yet a New APCIA Survey Shows Nearly Three-Quarters of Homeowners Face Barriers to Increasing the Resiliency of their Home Recent high profile natural catastrophic events highlight how important mitigation and resiliency are for homeowners and business owners in protecting their property from costly natural disasters. Yet, a new survey from the American Property Casualty Insurance Association (APCIA), conducted online by The Harris Poll among more than 1,000 U.S. homeowners, reveals that nearly three-quarters (74 percent) of homeowners face barriers to increasing the resiliency of their home against natural disasters, with the top barrier being that it is too expensive (46 percent). October 6, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	October is Cybersecurity Awareness Month; APCIA Offers Best Practices to Help Businesses Protect Against Cyber Threats Each October, Cybersecurity Awareness Month is an important reminder for individuals and businesses to take steps to improve their cyber defenses and defend against ransomware attacks. The American Property Casualty Insurance Association’s (APCIA) Cybersecurity and Data Security Best Practices can help businesses strengthen their cyber defenses and avoid falling victim to bad actors. October 4, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	The Threat of Tornadoes and Severe Weather Rises in the South this time of Year; APCIA Urges Residents to Be Prepared Portions of the South are facing the increased threat of severe weather and tornadoes this time of year. We are in the period known as the “second tornado season” for many residents in the south. The American Property Casualty Insurance Association (APCIA) urges residents, particularly across the South and southern Plains to stay vigilant, monitor the weather closely, and be prepared to take cover in a safe location if a tornado occurs. October 4, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
	New APCIA Report Analyzes Growing EV Landscape and Finds Insurance Industry Challenges and Opportunities The American Property Casualty Insurance Association (APCIA) has released a new paper “Electric Vehicle Adoption and Impacts for the Insurance Industry.” It examines electric vehicle adoption and its impact for the insurance industry and presents an overview of EV technologies, insurance considerations and potential challenges, as well as a summary of recent policy and regulation driving EV adoption. October 2, 2023 \| All States, NAIC, Federal, International, District of Columbia	202310
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	New Approaches are Critical to Reducing Catastrophic Wildfire Risk Today, the Wildland Fire Mitigation and Management Commission released its final report, “On Fire: The Report of the Wildland Fire Mitigation and Management Commission.” The Commission was established at the direction of Congress as part of the Infrastructure Investment and Jobs Act and members were appointed by the Biden-Harris Administration. David A. Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA) is a member of the Commission and serves in the Property Development Industry seat. September 27, 2023 \| All States, NAIC, Federal, International, District of Columbia	202309
	Insurers are Leaders in Addressing the Impacts of Climate Change and the Energy Transition The American Property Casualty Insurance Association (APCIA) and The Geneva Association yesterday hosted a virtual policy event, entitled “Changing Climate: Mitigation and Insurers’ Role in the Energy Transition” to emphasize the active role insurers play through investment strategies and product development to support responsible transition pathways. September 22, 2023 \| All States, NAIC, Federal, International, District of Columbia	202309
	Insurers Remain Committed to Protecting Consumer Access to Coverage California’s 35-year-old regulatory system is outdated, cumbersome and fails to reflect the increasing catastrophic losses consumers and businesses are facing from inflation, climate change, extreme weather and more residents living in wildfire prone areas. The actions announced today by the Commissioner are the first steps of many needed to address the deterioration of the insurance market. September 21, 2023 \| California	202309
	New England Residents Urged to Prepare as Hurricane Lee Approaches Although Hurricane Lee is weakening as it moves toward the U.S./Canadian border, the storm is likely to produce strong winds in some locations and torrential rainfall in already saturated areas. New England residents are urged to prepare their property to mitigate potential damage and have their insurance information ready in case they need to file a claim, says the American Property Casualty Insurance Association (APCIA). September 15, 2023 \| Multiple States	202309
	Commonsense Reforms are Needed in Third Party Litigation Financing The American Property Casualty Insurance Association (APCIA) released a media statement in support of the House Committee on Oversight and Accountability hearing entitled, “Unsuitable Litigation: Oversight of Third-Party Litigation Funding.” September 13, 2023 \| All States, NAIC, Federal, International, District of Columbia	202309
	New study shows proposed legislation could increase costs for Michigan consumers by nearly $5 billion A study on the economic impact of proposed “bad faith” insurance reforms in Michigan shows the legislation could impose big costs on consumers. The legislation would create 35 new avenues for legal action against insurance companies, creating a potential cost to Michigan consumers ranging between $2.4 billion and $4.7 billion. The legislation would have a wide-ranging impact that would cover nearly all insurance categories. September 13, 2023 \| Michigan	202309
	Insurers Remain Committed to Protecting Consumer Access to Coverage California’s decades old regulatory system is outdated and in need of modernization to handle the increasing catastrophic losses resulting from inflation, climate change and extreme weather. California needs a more efficient regulatory approval process to ensure there are enough resources in the system to cover consumer claims. September 12, 2023 \| California	202309
	APCIA Encourages Solutions to Address Increasing Insurance Costs Impacting Consumers The American Property Casualty Insurance Association (APCIA) released a statement in support of today’s Senate Committee on Banking, Housing and Urban Affairs hearing entitled, “Perspectives on Challenges in the Property Insurance Market and the Impact on Consumers.” September 7, 2023 \| All States, NAIC, Federal, International, District of Columbia	202309
	Filing Your Insurance Claim is the First Step Toward Recovery After Idalia As residents impacted by Idalia continue to assess the damage in Florida, Georgia, and South Carolina, the American Property Casualty Insurance Association (APCIA) urges homeowners to contact their home, auto, and/or flood insurer as soon as possible to file their claim. Insurers can be contacted through their toll-free claims number, app, website, or by text. September 1, 2023 \| Multiple States	202309
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	Three Things Floridians Can Do Now to be Ready to File an Insurance Claim After Tropical Storm Idalia Tropical Storm Idalia is forecast to approach Florida as a major hurricane on Wednesday. As preparations continue, the American Property Casualty Insurance Association (APCIA) urges residents in the projected path of the storm to do three things to be better prepared to file an insurance claim and begin the recovery process if their property is damaged. August 28, 2023 \| Florida	202308
	Maui Wildfires: As You Rebuild Avoid Scams Following the Wildfires As residents slowly begin the clean-up and rebuilding process following the Maui wildfires, APCIA urges caution when hiring a contractor or public adjuster to avoid losing insurance proceeds or getting caught in scams and other fraudulent activity. August 27, 2023 \| Hawaii	202308
	APCIA Comments on New York Law Automatically Adding Supplemental Spousal Liability Insurance to All Motor Vehicle Policies APCIA issued a statement regarding New York A.1029/S.9367 of 2022, which was enacted and amends New York’s Insurance Law regarding the provision of supplemental spousal liability insurance. August 25, 2023 \| New York	202308
	Insurers Offer Recovery Tips for Arizona, California & Nevada Residents Impacted by Tropical Storm Hilary APCIA urges homeowners, business owners and drivers impacted by these events to contact their insurer as soon as possible to file their claim. Insurers can be contacted through their toll-free claims number, app, website, or by text. August 21, 2023 \| Multiple States	202308
	APCIA Offers Insurance Tips as California Residents Brace for Tropical Storm Hilary With the National Weather Service issuing the first-ever tropical storm watch for Southern California – from San Diego extending westward from the Orange/Los Angeles County Line to Point Mugu and Catalina Island (as of Friday, August 18, 2pm PDT), in addition to weather officials warning of life-threatening rainfall and flooding as far as Santa Barbara, the American Property Casualty Insurance Association (APCIA) urges residents to remain alert to the watches and warnings issued by the weather service and take steps to prepare now. August 18, 2023 \| California	202308
	Maui Wildfires: Homeowners, Businesses, Drivers & Travelers Contact Your Insurer to File a Claim With Maui wildfires tragically causing significant loss of life and historic damage to Lahaina and other areas, the primary focus of insurers is to help families and the community put their lives back together. August 10, 2023 \| Hawaii	202308
	Maui Wildfires: Evacuees Contact Your Insurer With Maui wildfires raging, fueled by strong winds from Hurricane Dora, burning structures and forcing evacuations in several areas, the American Property Casualty Insurance Association (APCIA) urges homeowners, renters, and business owners to follow the evacuation orders of state and local officials and contact their insurance company once safely evacuated. August 9, 2023 \| Hawaii	202308
	Insurers Offer Recovery Tips for Missouri Residents Impacted by Recent Severe Weather Insurers stand ready to help residents who were impacted by the recent tornado and severe weather in northeast Missouri begin the recovery process. The first step to recovery after your home or business was damaged or destroyed is to contact your insurer as soon as possible to file a claim, says the American Property Casualty Insurance Association (APCIA). Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. August 9, 2023 \| Missouri	202308
	Back to College 2023: APCIA Says Don’t Forget Renters and Auto Insurance for College Students With many college students, and their parents currently in the process of buying expensive electronics, dorm furnishings and other essential items for college dorms or apartments, it is important to ask several important insurance-related questions to make sure these personal belongings are adequately protected. August 2, 2023	202308
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	Fall Weddings are Very Popular and can be Expensive; 5 Quick Tips to Protect Your Special Day and Start Married Life on the Right Foot With the cost of the average wedding in the U.S. rising and the Fall wedding season approaching, smart brides and grooms are wise to consider talking to an insurance agent or company about wedding insurance, which is a form of special event insurance. July 31, 2023 \| All States, NAIC, Federal, International, District of Columbia	202307
	APCIA Releases New Study: Auto Insurance: The Uncertain Road Ahead; Highlights Continued Impact of Inflation and other Trends A new study “Auto Insurance: The Uncertain Road Ahead” released today by the American Property Casualty Insurance Association (APCIA), reveals that insurance claims inflation has continued to rise faster than the underlying consumer price index (CPI), far outpacing increases in auto insurance premiums. The combination of rapidly increasing overall economic inflation and claims inflation has driven up auto insurance losses and combined ratios. July 19, 2023 \| All States, NAIC, Federal, International, District of Columbia	202307
	Consumers Should Review Insurance Coverage & Strengthen Their Home Before Peak Hurricane Season Begins; Above-Average Activity Now Expected The U.S. will soon be entering the start of peak hurricane season with record warm ocean temperatures, which could trigger above-average activity according to an updated forecast from Colorado State University (CSU). The American Property Casualty Insurance Association (APCIA) urges property owners and renters to contact their insurer or agent to make sure they have the right amount and right types of insurance coverage before hurricane season heats up. July 17, 2023 \| Multiple States	202307
	Insurers Are Assisting Chicago Residents Recover from Tornado Damage Damaging tornadoes ripped through Chicagoland yesterday and the insurance industry has mobilized and is assisting residents in the recovery process. July 13, 2023 \| Illinois	202307
	APCIA Commends White House Action to Modernize Energy Building Codes to Improve Climate Resilience The Biden-Harris Administration announced $90M in funding to help communities across the nation implement updated energy building codes to enhance climate resilience. Nat Wienecke, senior vice president of federal government relations at the American Property Casualty Insurance Association (APCIA) released a statement. July 13, 2023 \| All States, NAIC, Federal, International, District of Columbia	202307
	APCIA Offers Recovery Tips for Residents Impacted by Catastrophic Flooding in the Northeast As states in the northeast, particularly Vermont and New York, deal with catastrophic flooding triggered by historic rainfall, the American Property Casualty Insurance Association (APCIA) urges residents who experienced flood damage to their property to contact their flood insurer as soon as possible to start the claims process. July 12, 2023 \| Multiple States	202307
	Peak of Tornado Season Continues, APCIA Urges Continued Vigilance Although the U.S. has moved beyond the peak of tornado season (March through June), the nation is still grappling with severe convective weather. This is the third most active season in the previous 10 years and APCI urges continued vigilance. July 12, 2023 \| All States, NAIC, Federal, International, District of Columbia	202307
	California’s Insurance Marketplace is Fragile, the Time has Come to Reform Proposition 103 California’s regulatory framework (i.e., Proposition 103) is 35 years old and is ill-equipped to handle the increasing challenges wrought by climate change, and is resulting in the insurance market upheaval California faces today. It is time to modernize Proposition 103. July 7, 2023 \| California	202307
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	APCIA Urges Everyone to Be Cautious with Fireworks this Fourth of July Week APCIA is urging residents across the country and particularly those in wildfire-prone states to prepare finances and property for wildfires while being extra cautious with the use of fireworks this Fourth of July. June 28, 2023 \| Multiple States	202306
	APCIA Responds to Wall Street Journal Article on Auto Insurance APCIA responds to Wall Street Journal article. June 27, 2023 \| California	202306
	Indiana Residents Impacted by Tornadoes & Severe Weather Urged to Report Damage to their Insurer & Begin the Claims Process Tornadoes and severe weather tragically left at least one person dead and caused significant destruction yesterday in Indiana. For residents whose home or business has been damaged or destroyed, it is important to contact your insurer as soon as possible to file a claim, says the American Property Casualty Insurance Association (APCIA). Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. June 26, 2023 \| Indiana	202306
	Insurers Offer Recovery Tips for Residents Impacted by Recent Tornadoes and Severe Weather Recent tornadoes and severe weather have caused significant damage across the South and southern Plains. For residents whose home or business has been damaged or destroyed, it is important to contact your insurer as soon as possible to file a claim, says the American Property Casualty Insurance Association (APCIA). Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. June 22, 2023 \| All States, NAIC, Federal, International, District of Columbia	202306
	APCIA Statement on Coverage Related to Potential Smoke Damage from Wildfires in Canada The American Property Casualty Insurance Association (APCIA) today issued the following statement regarding questions on coverage related to potential smoke damage from wildfires in Canada. June 15, 2023 \| All States, NAIC, Federal, International, District of Columbia	202306
	CDI’s New Workshop to Further Consider Catastrophe Modeling is an Important Step Forward to Manage Increasing Climate Change Threats Incorporating the use of catastrophe modeling would give insurers the modern tools needed to better assess and reflect growing catastrophic wildfire risk and the rising costs of claims and inflation in rate-making. June 7, 2023 \| California	202306
	APCIA Responds to Wall Street Journal Editorial on California Insurance Marketplace Insurers do not want to retrench in one of the nation’s most important markets, but cannot continue to operate and deliver on our promises when we cannot manage our own risk exposure. Insurers must have the financial strength to deliver on our promises to policyholders when disaster strikes. June 1, 2023 \| California	202306
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	California’s Property Market is Struggling, But Coverage Remains Available California insurers operate under an outdated 1988 statute and regulatory structure that does not allow them to adapt to 2023 climate-change created increased risks. To expand market capacity and availability of coverage for consumers and businesses, insurers need greater stability and regulatory flexibility to navigate the current difficult market conditions and manage rapidly evolving risk, including potential solvency-related threats. May 30, 2023 \| California	202305
	Memorial Day Weekend: Time to Mitigate Your Property & Prepare Your Finances for Wildfires All western states are experiencing increased wildfire risk. This ongoing risk means we all need to learn how to live with wildfire. Homeowners need to mitigate their risk by creating a five-foot ember resistant zone around the home to help reduce the chance of ignition. May 25, 2023	202305
	Overwhelming Majority of Insurers Showed Dedication to Helping Floridians After Hurricane Ian The American Property Casualty Insurance Association (APCIA) today issued the following statement, following recent national news coverage, regarding the efforts of insurers to serve their policyholders after Hurricane Ian. June 1, 2023 \| Florida	202305
	APCIA Holds Legislative Action Day; Advocates for Policies to Increase Climate Resiliency The American Property Casualty Insurance Association (APCIA) held its annual Legislative Action Day this week. APCIA members discussed the property casualty industry’s policy priorities in more than 80 meetings with members of Senate Banking, Housing, and Urban Affairs; Senate Appropriations; Senate Small Business and Entrepreneurship; House Financial Services committees, among others. May 18, 2023 \| All States, NAIC, Federal, International, District of Columbia	202305
	Illinois HB 219 Significantly shifts Public Policy and would have a Detrimental Impact on the State The American Property Casualty Insurance Association (APCIA), and the Illinois Insurance Association (IIA), released a statement in response to HB 219, addressing punitive damages in wrongful death cases. May 16, 2023 \| Illinois	202305
	Don’t Get Scammed Following the Storm As residents move forward with the clean-up and rebuilding process following the recent round of violent weather in parts of Texas, Missouri, and Oklahoma, the American Property Casualty Insurance Association (APCIA) urges caution when hiring a contractor to avoid scams and other fraudulent activity. May 16, 2023 \| Multiple States	202305
	Montana Governor and Legislature Approve Strong Legal Reform Package With a stroke of his pen, Montana Governor Greg Gianforte (R) approved three important legal reform measures that will provide critical consumer protections and disclosures with the long-term impact of reducing frivolous lawsuits, lowering costs, and increasing the availability of insurance for consumers and businesses. May 11, 2023 \| Montana	202305
	Indiana Enacts Several Bills that Provide Consumer Protections This legislative session Indiana Governor, Eric Holcomb, has signed three bills (HB 1124, HB 1125, and HB 1329) all sponsored by Rep. Matt Lehman that protect consumers. May 8, 2023 \| Indiana	202305
	APCIA Thanks Florida Legislature for Addressing Legal System Abuse During the 2023 Legislative Session The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the end of the 2023 Florida Legislative Session. May 5, 2023 \| Florida	202305
	Insurers Seek to Prevent Potential Rate Increases Resulting from New Rating Law Proposal in Illinois The American Property Casualty Insurance Association (APCIA), the Illinois Insurance Association (IIA), and National Association of Mutual Insurance Companies (NAMIC) issued a statement in response to HB2203, otherwise known as the rate regulation bill. May 2, 2023 \| Illinois	202305
	APCIA Praises Florida Legislature for Passing Senate Bill 1002 to Address Rampant Lawsuit Abuse Related to Assignment of Benefits Abuse in Auto Glass Claims The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the Florida Legislature’s passage of Senate Bill 1002. May 2, 2023 \| Florida	202305
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	Conducting an Insurance Check-Up & Reducing the Potential for Damage Are Key for Hurricane Season Preparedness National Hurricane Preparedness Week (April 30-May 6) serves as an important reminder for consumers to take action to protect their homes and finances before the start of hurricane season on June 1. Residents in hurricane-prone states should take steps to be prepared for storm season, which includes ensuring you have the right amount and right types of insurance coverage and taking action to reduce the potential for damage to your home, according to the American Property Casualty Insurance Association (APCIA). April 27, 2023 \| Multiple States	202304
	APCIA Joins Partners to Promote Solutions for Distracted Driving On April 26, the American Property Casualty Insurance Association is supporting the National Distracted Driving Coalition (NDDC) as it holds a distracted driving event in Washington, D.C. highlighting solutions to end distraction on our roadways. Those who can’t attend the event in person are invited to do so virtually. April 25, 2023	202304
	Insurers Urge Greater Preparedness During Peak of Tornado Season The United States is in the midst of an active tornado season, and peak season activity typically occurs in April and May. The American Property Casualty Insurance Association (APCIA) urges residents in states prone to tornadoes and severe weather to take steps now to be prepared for peak season activity. To help residents prepare, APCIA has published a paper 2023 Tornado Season & Consumer Preparedness Actions, which highlights ways consumers can be better prepared for severe weather. It also provides specific ways that consumers can help to address rising costs. April 21, 2023 \| All States, NAIC, Federal, International, District of Columbia	202304
	Insurers Offer Recovery Tips for Missouri Residents Impacted by Deadly & Destructive Tornado After a deadly tornado left severe damage in areas of Missouri, the American Property Casualty Insurance Association (APCIA) is sharing information to help aid in the recovery process. Individuals impacted by the storms should listen to local and state officials and put safety first as they take the necessary steps to begin the cleanup and recovery process. APCIA urges residents to contact their insurer as soon as they can safely do so to file a claim. Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. April 6, 2023 \| Missouri	202304
	Insurers Offer Recovery Tips for Residents Impacted by Deadly & Destructive Tornado Outbreak After a deadly outbreak of tornadoes left widespread damage in multiple states, individuals impacted by the storms should listen to local and state officials and put safety first as they take the necessary steps to begin the cleanup and recovery process. The American Property Casualty Insurance Association (APCIA) urges residents to contact their insurer as soon as they can safely do so to file a claim. Insurers can be reached 24-7 through their toll-free claims number or via text, app, or website. April 4, 2023 \| Multiple States	202304
	Insurance Industry Honors Diversity, Equity and Inclusion Leaders Companies and individuals who are leading efforts to advance diversity and inclusion in the insurance industry were honored this week at the DEI: Expanding Opportunity in Insurance conference. The conference was sponsored by the American Council of Life Insurers (ACLI), the American Property Casualty Insurance Association (APCIA) and the Life Insurance Council of New York (LICONY). The honorees were selected from both the Property Casualty and Life industries. April 4, 2023	202304
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	Honoring the Life and Legacy of Jeremy Merz Under the direction of Jeremy’s wife Megan Merz, a fundraising effort has been established to support the family educational savings plans for Jeremy’s three young daughters, Jordyn (4), and seven-month-old twins Peyton and Taylor. March 30, 2023 \| California	202303
	APCIA Urges Preparedness as the U.S. Weather Service Forecasts Intense and Widespread Severe Thunderstorms Beginning on Friday With the U.S. Weather Service forecasting severe storms and the potential for strong tornadoes Friday afternoon and into the overnight hours across portions of the Middle Mississippi Valley and Mid-South vicinity, eastward to the Lower Ohio and Tennessee Valleys, the American Property Casualty Insurance Association (APCIA) urges residents to remain alert to the watches and warnings issued by the weather service and take steps to prepare now, which could save lives later. March 30, 2023 \| Multiple States	202303
	CDI & California FAIR Plan Agreement Important First Step APCIA says the agreement between Insurance Commissioner Lara and the California Fair Access to Insurance Requirements (FAIR) Plan is an important step but it is just the beginning of the journey. This new change is a necessary short-term solution. We need to continue finding long-term solutions. Forcing the FAIR plan to expand beyond its capacity does not resolve the underlying issues that ultimately must be addressed. March 30, 2023 \| California	202303
	APCIA: Overwhelming Majority of Insurers Expeditiously Took Care of their Policyholders in the Aftermath of Hurricane Ian The American Property Casualty Insurance Association (APCIA) issued the following statement, attributed to its president and chief executive officer David A. Sampson, regarding the efforts of insurers to take care of their policyholders after Hurricane Ian. April 19, 2023 \| Florida	202303
	Diversity, Equity, and Inclusion: Expanding Opportunity in Insurance Conference APCIA will once again co-host the DEI: Expanding Opportunity in Insurance Conference with The American Council of Life Insurers (ACLI), and the Life Insurance Council of New York (LICONY) in Washington, DC April 2-4, 2023. To register, visit https://apciaevents.cventevents.com/23DEI March 29, 2023	202303
	Underwriting Losses Soar, Net Income Shrinks for P&C Insurers in 2022 Key financial results for private U.S. property/casualty insurers significantly worsened in 2022 from a year earlier, according to preliminary results from Verisk (Nasdaq: VRSK), a leading global data analytics provider, and the American Property Casualty Insurance Association (APCIA). March 28, 2023 \| All States, NAIC, Federal, International, District of Columbia	202303
	Insurers Are Assisting Mississippi Residents Recover from Deadly Tornadoes Deadly and damaging tornadoes ripped through Mississippi over the weekend and the insurance industry has mobilized and is assisting residents in the recovery process. March 27, 2023 \| Mississippi	202303
	U.S. P & C Insurers Facing Hardest Market in a Generation: New White Paper Examines Mounting Inflation, Claims, Reinsurance and Other Capital Costs A new white paper, by APCIA and University of South Carolina Associate Professor Robert Hartwig, PhD, CPCU, examines the top inflation trends, natural disaster losses and financial impacts resulting in significant pressure for property insurers, reinsurers, and consumers. March 27, 2023	202303
	APCIA Praises Governor DeSantis and Florida Legislature for Taking Action to Address Rampant Legal System Abuse in Florida The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the Florida Legislature’s passing and Governor DeSantis’ signing of House Bill 837. March 24, 2023 \| Florida	202303
	Setting the Record Straight: Legal System Abuse is Driving Higher Loss Trends and Increasing Costs for Households and Businesses The Consumer Federation of America (CFA) and Center for Justice & Democracy (CJ&D) continue to advance flawed methodology and restate the authors’ opinions in their report, “Inventing Social Inflation 2023.” June 1, 2023 \| All States, NAIC, Federal, International, District of Columbia	202303
	Easy Ways to Be Prepared for Spring Flooding and Severe Weather this Season According to forecasters with the National Oceanic and Atmospheric Administration (NOAA), approximately 44 percent of the U.S. is at risk for spring flooding this year. There is a risk for flooding in most of the eastern half of the U.S. and moderate to major flooding is predicted along the Mississippi River from Minneapolis, Minnesota, to St. Louis, Missouri. March 20, 2023 \| All States, NAIC, Federal, International, District of Columbia	202303
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	APCIA Applauds House Committee’s Passage of HB 837 to Reduce Legal System Abuse in Florida The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the Florida House Civil Justice Subcommittee’s passage of House Bill 837 related to Civil Remedies. February 24, 2023 \| Florida	202302
	APCIA Urges Preparedness During Central U.S. Earthquake Awareness Month During Central U.S. Earthquake Awareness Month in February, the American Property Casualty Insurance Association (APCIA) urges earthquake preparedness for residents and communities, which includes considering earthquake insurance coverage and taking steps to mitigate your property against potential earthquake damage. February 17, 2023 \| All States, NAIC, Federal, International, District of Columbia	202302
	APCIA Praises Governor DeSantis and Legislative Leadership for Taking Action to Address Rampant Legal System Abuse in Florida The American Property Casualty Insurance Association (APCIA) today issued the following statement, attributed to its vice president of state government relations Logan McFaddin, regarding the governor’s announcement to pursue comprehensive legal system abuse reforms during the 2023 Florida Legislative Session. February 15, 2023 \| Florida	202302
	Wildland Fire Mitigation and Management Commission Releases Report to Address Aerial Equipment Challenges The Wildland Fire Mitigation and Management Commission released its first report to Congress, Aerial Equipment Strategy Report. American Property Casualty Insurance Association (APCIA) president and CEO David A. Sampson is a member of the nonpartisan Commission. Sampson released a statement. February 13, 2023 \| All States, NAIC, Federal, International, District of Columbia	202302
	Insurers Respond to False Allegations made by PIRG and New Rating Law Proposal in Illinois The American Property Casualty Insurance Association (APCIA), the Illinois Insurance Association (IIA), and National Association of Mutual Insurance Companies (NAMIC) released a statement in response to HB 2203, otherwise known as the rate regulation bill February 8, 2023 \| Illinois	202302
	APCIA Announces Award Winners Among 2023 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) announced special award winners among the 2023 class of Emerging Leaders during the Emerging Leaders Conference in Charleston, South Carolina. This year, 14 individuals were recognized among a class of 144 insurance professionals with an award for their exceptional work and outstanding impact in 2022. February 7, 2023 \| All States, NAIC, Federal, International, District of Columbia	202302
	High Levels of Fatal Crashes, Inflation and Supply Chain Issues Drive Insurance Costs in 2022; Insurers Encourage Greater Roadway Safety With fatal accidents and crashes nearly equaling five-year highs in Illinois, skyrocketing inflation and supply chain challenges, auto insurance costs continued to climb in 2022. February 1, 2023 \| Illinois	202302
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	Residents Urged to Contact Their Insurer to File a Claim Following Damaging Tornadoes and Severe Weather Tornadoes and severe weather in Texas left many Texans with damaged or destroyed property. As the clean-up process begins, the American Property Casualty Insurance Association (APCIA) recommends those who sustained damage to contact their insurer as soon as possible to get the claims process started. January 26, 2023 \| Texas	202301
	Highway Safety Coalition Urges Unicameral to Keep Current Helmet Law A coalition of organizations announced strong opposition to a legislative proposal that would substantially weaken Nebraska’s motorcycle helmet law, and therefore increase the number of deaths and traumatic injuries on the state’s highways January 24, 2023 \| Nebraska	202301
	The Fairest Way to Reduce Insurance Costs is to Decrease Crashes Through Roadway Safety Initiatives The American Property Casualty Insurance Association (APCIA) issued a statement in response to President Biden’s comments about auto insurance rates at the National Action Network’s Annual Dr. Martin Luther King Jr. Day Breakfast. January 20, 2023 \| All States, NAIC, Federal, International, District of Columbia	202301
	APCIA Announces 2023 Class of Emerging Leaders The American Property Casualty Insurance Association (APCIA) announces the 2023 class of Emerging Leaders, representing 144 insurance professionals from across a broad spectrum of the industry. The rising stars are invited to attend the 2023 Emerging Leaders Conference February 5-7 in Charleston, South Carolina, which is held in conjunction with Insurance Careers Month in February. January 19, 2023 \| All States, NAIC, Federal, International, District of Columbia	202301
	APCIA Congratulates Alan Schnitzer for Insurance Leader of the Year Award Recognition The American Property Casualty Insurance Association (APCIA) congratulates Alan D. Schnitzer, chairman and CEO of The Travelers Companies, Inc. and APCIA Board chair for being recognized as the 2022 Insurance Leader of the Year by St. John’s University’s Maurice R. Greenberg School of Risk Management, Insurance and Actuarial Science. David A. Sampson, APCIA’s president and CEO released a statement. January 19, 2023 \| All States, NAIC, Federal, International, District of Columbia	202301
	APCIA Offers Recovery Advice and Insurance Information following Tornadoes, Across southeast Alabama into southwest Georgia Our thoughts are with those who have been impacted by the recent round of violent weather that produced widespread damage in parts of Alabama and Georgia. Residents are taking steps to recover from the deadly storms and anyone who experienced damage should contact their insurance company or agent to get the recovery process started. Insurance adjusters are already in the process of helping storm victims. January 16, 2023 \| Multiple States	202301
	Insurers Offer Californians Winter Weather Claims and Flood Recovery Tips Severe weather continues to batter California causing widespread damage to homes, cars, boats, and businesses. Insurers are actively adjusting claims and assisting policyholders January 12, 2023 \| California	202301

The American Property Casualty Insurance Association (APCIA) is the primary national trade association for home, auto, and business insurers. APCIA promotes and protects the viability of private competition for the benefit of consumers and insurers, with a legacy dating back 150 years. APCIA members represent all sizes, structures, and regions—protecting families, communities, and businesses in the U.S. and across the globe.

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phone: 847-297-7800, fax: 847-297-5064